Bharat Interface For Money \(bhim\)Application · Npci

CVE-2017-9821

CRITICAL · 9.8 CVSS v3.0 Published 2018-08-24
Mitigation only
No fix yet — a mitigation exists. There is no fixed release. A documented workaround reduces exposure in the meantime.
See remediation →
100/100
Remediation priority · Urgent
Remotely reachable No privileges Zero-click

Official description Straight from the sourceThe vendor's or NVD's own wording, published unedited. Authoritative, but often terse — it says what broke, rarely what to do.

NVD · unedited
The National Payments Corporation of India BHIM application 1.3 for Android relies on three hardcoded strings (AK-NPCIMB, IM-NPCIBM, and VK-NPCIBM) for SMS validation, which makes it easier for attackers to bypass authentication.

Technical summary Written by usOur analysis, written from the advisory, the CVSS vector and the affected-version data. It adds context the advisory leaves out, and never invents facts that are not in the source.

dbcve analysis · high confidence

The BHIM Android application 1.3 uses three hardcoded secret strings (AK-NPCIMB, IM-NPCIBM, and VK-NPCIBM) embedded in the application code for SMS validation. Attackers can extract these strings from the APK and use them to bypass the SMS-based authentication mechanism, gaining unauthorized access to user accounts.

MitigationRemove all hardcoded validation strings from the application code and implement dynamic, cryptographically secure SMS validation using server-side verification with time-limited, session-specific tokens rather than static secrets.

Verify against the referenced sources before acting — the references below are authoritative for this CVE, this summary is not.

Affected products & versions What the vendor confirmedThe version ranges the vendor confirmed as vulnerable. If your version sits inside a range here, treat yourself as exposed until you have upgraded.

NVD · CPE data
Bharat Interface For Money \(bhim\)Application
Affected:= 1.3

CVSS breakdown How the score is builtThe industry scoring standard. It rates how the flaw is reached, what it takes to exploit, and what an attacker gains — the score is derived from those, not the other way round.

From the vector
Attack vector
Network
Complexity
Low
Privileges
None
User interaction
None
Scope
Unchanged
Confidentiality
High
Integrity
High
Availability
High

CVSS:3.0/AV:N/AC:L/PR:N/UI:N/S:U/C:H/I:H/A:H

Am I affected? How to checkSteps we derive from the advisory and the affected-version data, so you can decide whether this CVE reaches your setup. They are a guide, not a scan — your own configuration is the authority.

dbcve checks

Work through these to decide whether this CVE applies to you.

  1. Check installed BHIM application version
    On Android device: Go to Settings > Apps > BHIM > Version, or run 'adb shell dumpsys package com.bhim.npci' to retrieve versionInfo. Compare against version 1.3.
    Affected if Installed version is exactly 1.3
  2. Extract APK and search for hardcoded secrets
    Obtain the BHIM APK (via adb pull or app marketplace download). Use a zip tool to extract, then search the extracted files for strings 'AK-NPCIMB', 'IM-NPCIBM', or 'VK-NPCIBM' using 'strings' command or grep tool.
    Affected if Any of these three hardcoded strings are found in the APK resources or DEX files
  3. Verify SMS-based authentication is active
    Check if the BHIM app uses SMS validation during login or account registration by inspecting network traffic or observing app behavior during authentication flow.
    Affected if SMS-based OTP validation is enabled and the app contains the hardcoded validation strings

User is affected if BHIM version 1.3 is installed, the hardcoded strings AK-NPCIMB, IM-NPCIBM, or VK-NPCIBM exist in the application, and SMS-based authentication is actively used.

Generated from the published advisory. Verify against your own configuration.

Check your environment

Paste your version and any relevant configuration and it will be compared against the affected criteria above. Do not include secrets or credentials.

AI-assisted, checked against the advisory. Informational, not a guarantee.

Remediation Closing itWhat it takes to close this. Where a vendor fix exists we point at it; where none exists we say so plainly, and can build one. Effort estimates are scoped from the advisory, not from your codebase.

From vendor data
Mitigation available No clean upgrade yet — mitigate in the meantime
Mitigation

Remove all hardcoded validation strings from the application code and implement dynamic, cryptographically secure SMS validation using server-side verification with time-limited, session-specific tokens rather than static secrets.

Fix this in Bharat Interface For Money \(bhim\) Scoped from the published advisory
  • Consultation6.0 h
  • Implementation20.0 h
  • Testing10.0 h
  • Review / QA6.0 h
42.0 hours of engineering $7,380
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Scan for this in your stack

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dbcve dependency scanner

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References Go to the primary sourcePrimary sources — vendor advisories, patches and trackers. Where our summary and a reference disagree, the reference wins.

Primary sources

Practitioner notes

Contributed

Peer-ranked notes from engineers who’ve handled CVE-2017-9821 in production — separate from our analysis above.

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What this is

A place for practitioners to share what actually worked: a mitigation you’ve tested, a configuration change, a version- or environment-specific caveat, or a link to a verified patch. The most useful notes rise to the top as peers upvote them, so the signal stays high.

What belongs here
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  • Version or environment caveats, and links to real fixes
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