Flexcube Universal BankingApplication · Oracle

CVE-2022-21544

HIGH · 7.1 CVSS v3.1 Published 2022-07-19
Fix available
A fix is available. Upgrade to after 14.3.0 or later.
See remediation →
75/100
Remediation priority · High
Remotely reachable

Official description Straight from the sourceThe vendor's or NVD's own wording, published unedited. Authoritative, but often terse — it says what broke, rarely what to do.

NVD · unedited
Vulnerability in the Oracle FLEXCUBE Universal Banking product of Oracle Financial Services Applications (component: Infrastructure). Supported versions that are affected are 12.1-12.4, 14.0-14.3 and 14.5. Difficult to exploit vulnerability allows low privileged attacker with network access via HTTP to compromise Oracle FLEXCUBE Universal Banking. Successful attacks require human interaction from a person other than the attacker. Successful attacks of this vulnerability can result in takeover of Oracle FLEXCUBE Universal Banking. CVSS 3.1 Base Score 7.1 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:N/AC:H/PR:L/UI:R/S:U/C:H/I:H/A:H).

Technical summary Written by usOur analysis, written from the advisory, the CVSS vector and the affected-version data. It adds context the advisory leaves out, and never invents facts that are not in the source.

dbcve analysis · high confidence

Vulnerability in Oracle FLEXCUBE Universal Banking's Infrastructure component allows a low-privileged attacker with network access via HTTP to achieve complete system takeover, but requires human interaction from a person other than the attacker.

MitigationApply Oracle Critical Patch Updates for affected versions (12.1-12.4, 14.0-14.3, 14.5). Restrict network access to the application and educate users about social engineering risks given the human interaction requirement.

Verify against the referenced sources before acting — the references below are authoritative for this CVE, this summary is not.

Affected products & versions What the vendor confirmedThe version ranges the vendor confirmed as vulnerable. If your version sits inside a range here, treat yourself as exposed until you have upgraded.

NVD · CPE data
Flexcube Universal BankingApplication
Affected:>= 12.1.0, <= 12.4.0>= 14.0.0, <= 14.3.0= 14.5.0

CVSS breakdown How the score is builtThe industry scoring standard. It rates how the flaw is reached, what it takes to exploit, and what an attacker gains — the score is derived from those, not the other way round.

From the vector
Attack vector
Network
Complexity
High
Privileges
Low
User interaction
Required
Scope
Unchanged
Confidentiality
High
Integrity
High
Availability
High

CVSS:3.1/AV:N/AC:H/PR:L/UI:R/S:U/C:H/I:H/A:H

Am I affected? How to checkSteps we derive from the advisory and the affected-version data, so you can decide whether this CVE reaches your setup. They are a guide, not a scan — your own configuration is the authority.

dbcve checks

Work through these to decide whether this CVE applies to you.

  1. Identify installed Oracle Flexcube Universal Banking version
    Check the application's about page, version info in the admin console, or consult Oracle installation documentation for version lookup methods. Typical locations include: product header files, version.properties, or the admin UI.
    Affected if The installed version falls within 12.1.0-12.4.0, 14.0.0-14.3.0, or 14.5.0
  2. Confirm Infrastructure component is deployed
    Review the Oracle Flexcube deployment configuration to verify the Infrastructure module is installed and active. Check application server configuration files or admin console for enabled modules.
    Affected if The Infrastructure component is present and enabled in the deployment
  3. Verify network accessibility via HTTP
    Determine if the Flexcube application is accessible over HTTP/HTTPS from network locations. Check load balancer, web server, or firewall rules that expose the application port.
    Affected if The application is reachable via HTTP from network locations accessible to low-privileged users
  4. Check for existence of low-privileged application accounts
    Review user directories, database user tables, or application user management to identify whether low-privileged accounts exist that could be used for initial access.
    Affected if Low-privileged user accounts are present in the system that could be compromised for initial access

The environment is affected if Oracle Flexcube Universal Banking version is 12.1.0-12.4.0, 14.0.0-14.3.0, or 14.5.0, the Infrastructure component is deployed, and the application is network-accessible via HTTP with low-privileged accounts present.

Generated from the published advisory. Verify against your own configuration.

Check your environment

Paste your version and any relevant configuration and it will be compared against the affected criteria above. Do not include secrets or credentials.

AI-assisted, checked against the advisory. Informational, not a guarantee.

Remediation Closing itWhat it takes to close this. Where a vendor fix exists we point at it; where none exists we say so plainly, and can build one. Effort estimates are scoped from the advisory, not from your codebase.

dbcve · scoped
Upgrade available Upgrade to a release after 14.3.0
Interim mitigation

Apply Oracle Critical Patch Updates for affected versions (12.1-12.4, 14.0-14.3, 14.5). Restrict network access to the application and educate users about social engineering risks given the human interaction requirement.

Recommended fix Moderate confidence

Oracle FLEXCUBE Universal Banking 14.6.0 or later (14.x branch)

  1. Confirm current installed version of Oracle FLEXCUBE Universal Banking
  2. Schedule a maintenance window with appropriate change management approval
  3. Backup the current database and application configurations
  4. Download Oracle FLEXCUBE Universal Banking version 14.6.0 or later from Oracle Support (My Oracle Support)
  5. Apply the upgrade following the Oracle FLEXCUBE Universal Banking Upgrade Guide specific to your source version
  6. Verify all Infrastructure components are running correctly post-upgrade
  7. Test critical banking workflows to confirm system functionality
  8. Validate that the CVE is resolved by confirming the version
Caveat Major version upgrades may require database migration scripts and configuration changes; conduct thorough testing in a non-production environment first

Generated from the published advisory — verify against the referenced sources before acting.

Fix this in Flexcube Universal Banking Scoped from the published advisory
  • Consultation3.0 h
  • Implementation6.0 h
  • Testing6.0 h
  • Review / QA3.0 h
18.0 hours of engineering $3,120
Get the upgrade done

An estimate, not a bill — we confirm scope with you before any work starts. Need it this week? Rush from $4,992.

Scan for this in your stack

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dbcve dependency scanner

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References Go to the primary sourcePrimary sources — vendor advisories, patches and trackers. Where our summary and a reference disagree, the reference wins.

Primary sources

Practitioner notes

Contributed

Peer-ranked notes from engineers who’ve handled CVE-2022-21544 in production — separate from our analysis above.

No notes yet

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What this is

A place for practitioners to share what actually worked: a mitigation you’ve tested, a configuration change, a version- or environment-specific caveat, or a link to a verified patch. The most useful notes rise to the top as peers upvote them, so the signal stays high.

What belongs here
  • Verified mitigations, workarounds, and config changes
  • Version or environment caveats, and links to real fixes
  • No weaponised exploit code, or anything meant to cause harm
  • No spam, self-promotion, credentials, or personal data